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Here’s something that’s been making the internet rounds–after making a splash on CNBC’s “The Filthy Rich Guide”–and is worth pondering if you’re prone to second guess yourself.

Imagine being Ronald Wayne. Back in 1976, when he was 40, he was the third person in on the founding of Apple Computer. Steve Jobs and Steve Wozniak, the cash-challenged catalysts, were both in their feisty 20s.

From the get-go, Wayne had misgivings about working with the young whirlwinds and the possibility this could all head south. Within two weeks, he sold his 10 percent stake back to the co-founders for $800. Today, that would be worth around $80 billion.

But no regrets, says Wayne, an electronics industry retiree with a net worth of $300,000. “If I had stayed with Apple, I probably would have wound up the richest man in the cemetery.”

Some epitaphs are better than others.

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